Congress established the 401(k) plan in 1978 to encourage workers to save for their retirement years. Subsequent years’ legislation continued to expand the program’s tax benefits, contribution limits, and investment choices. At year-end 2021, 401(k) plans held more than $7 trillion in assets covering 60 million employees and retirees. Restricted
Keep Reading →
According to a Global Atlantic Financial Group survey, older Americans worry about the safety of their investment portfolios. With retirement approaching, they are dependent on stable values in their investments to be financially independent. Sensible portfolio diversification can help provide this stability. Unfortunately, stability is a rare quality in investment
Keep Reading →
About Gold IRA Tax Rules – In 1974, Congress passed the Employee Retirement Income Security Act encouraging individuals to invest for retirement through a tax-advantaged Individual Retirement Account (IRA). Congress subsequently amended the law to include higher contribution limits, additional income tax benefits, and more diverse investment possibilities. The more
Keep Reading →
What Can Gold Do for Your Retirement? “Commodities such as gold and silver have a world market that transcends national borders, politics, religions, and race. A person may not like someone else’s religion, but he’ll accept his gold.” Robert Kiyosaki, author Rich Dad, Poor Dad Investment lore focuses on success
Keep Reading →
Why Invest in Gold for IRA Accounts? Gold ownership in an IRA is a hedge for stock market volatility. Individuals aged 50 and older (subject to modified Annual Gross Income limits) can contribute $8,000 annually to a self-directed or Roth IRA in 2025. Investors with Traditional IRAs or 401(k) retirement
Keep Reading →Looking for a deeper understanding of
Explore our expanded collection of detailed questions we've come across over the years about how to safely and successfully invest in a gold IRA.
